April 18, 2009 - 4:48 pm
Posted in Car Loans | 3 Comments
i work for a family run business and get paid under the table. i make enough money to pay for the property i want but i dont know that i can get a loan. i know i can get a statement from work saying i make such and such but will that work? [...]
July 22, 2008 - 6:36 am
Posted in Home Loans | 4 Comments
I have a job that pays $24,000 a year and no debts.What else do I need to get a HOME LOAN.Also good credit.
Related Post:What types of loans are out thier for first time home owenrs with good credit?How and where can I get a small loan with extremely bad credit?How does applying for a Home [...]
November 30, 2009 - 7:36 pm
Conventional loans have basically disappeared at 100% the highest now is about 97%. FHA can also do 97% and USDA (if in what’s considered a rural area) up to 100% and VA 100%. I still wouldn’t suggest a 100% financed loan in this volatile market though where prices could still continue to decline. I’d suggest saving up enough to cover at least 5% before looking into buying a home.
December 3, 2009 - 6:25 pm
JJ I would be very careful asking for help with your financials on this venue. What you are most likely to get are solictations, like you’ve already gotten.
Do business with local lenders. Should something go wrong at least you can visit them to make sure they correct it.
As for the actual question, FHA and USDA have good programs, the VA as well especially if you were wounded.
Best of luck!
December 6, 2009 - 8:51 am
Here are many first time home buyers programs available. You may start by calling the city Housing Office in your city or the county housing office