They say it would be like accruing debt to pay off debt. But how come I can use my CC to pay off auto loans, or mortgage? I wish I could use my CC to get cash back or miles while paying off my student loans
I have the money to make the payments cash, but I just want to get the rewards from making them through a credit card. I get nothing for using my checking account
I leave for San Diego June 2nd. I’m excited so if any one has any advice or is also leaving feel free to say whatever.
I’m currently in repayment of large student loans. I heard that if I went back to school for a couple of classes that the lender would have to temporarily stop making me make the payments. I sincerely do want to take a couple of additional classes, but not if I can’t get out of repayment for a little while.
How can I use my student loan payments to boost my credit score?
If I don’t have the money yet to pay back the loans, and can only pay the interest off immediately, how should I do this to boost my credit?
I’m still going to school.
I have a student loan that i do not yet pay out of pocket. However my 1098t form shows i have made payments of a certain amount. is that suppose to be added to dedcutions for my taxes, meaning can i claim that amount. how about interest. my student loans are not due in payment til i finish school.
I am going to have about $40,000 in student loans when I am done with college. I am going to be teacher so I won’t be making a ton of money for a while? Is there a way to lower my student loan payments? Even with the 15 year repayment plan I am going to be paying about $300/month :-/ Any suggestions?
I am behind on my federal student loan payments. I am $150 behind. I’m making my payments each month and adding more to catch up when I can. If I’m still behind on it when it’s time for taxes will they take that out of my tax refund if I don’t catch up on it?

I am working on slowly rebuilding my credit, however, I have a signigicant amount of student loans. In total, I owe about 475 a month in loans. However, I still have one year of school left (i wasnt approved for loans for the final year……….) so I am working only a mediocre job and with rent, car payment, utilities, health insurance etc. i cant afford the entire 475 but I do want to make some sort of payment so that it doesnt negatively effect my credit. how should I go about this. what are my options? My loan payments are now 60 days past due…….would this still be the case even if i made only a partial payment? HELP! i dont want to be a non-upstanding citizen. (ps, i can really only afford to pay around 150 a month, maybe 200 if a budget tight)
I had to take that last year off school off, ive been out for about a year and a half. I work fulltime, and im not in school although I would really like to start going back part time. however, how could i ever afford to pay for school, if i cant even afford my loans! ahhhhhhhhhhhhh so stressed out
Hello. One of my loans ($25,000 total from college) say it is 6% variable interest rate. My monthly payments are about $350 and of that, $200 is being applied to interest. How is the interest so high? Thats over 60% of the payments I’m making going to interest alone and only $150 to principle!
I am sending in the form anyways but what the chances they will decline my deferment as my unemployment isn’t nearly what I was making and I will not be able to make my student loan payments on top of all the other bills I have