I have never been even a day late on a single payment, and I really don’t want this to go on my credit report. My payment is due the same time every month, and I was in the middle of moving and just completely forgot about it. When I logged online to pay it didn’t even charge me a late fee. Should I have paid more?
So I was a few days late in paying my Sallie Mae student loan bill. It said my account was deliquent 3 days. So I paid it. My question is will a payment that is late only a few days affect my credit score? I know for credit card payments you have to be atleast 30 days late for it to be reported to your credit score, but I don’t know about student loans? Am I in trouble?