Pay-Slice.Info | It's Loans Blog

I am working on slowly rebuilding my credit, however, I have a signigicant amount of student loans. In total, I owe about 475 a month in loans. However, I still have one year of school left (i wasnt approved for loans for the final year……….) so I am working only a mediocre job and with rent, car payment, utilities, health insurance etc. i cant afford the entire 475 but I do want to make some sort of payment so that it doesnt negatively effect my credit. how should I go about this. what are my options? My loan payments are now 60 days past due…….would this still be the case even if i made only a partial payment? HELP! i dont want to be a non-upstanding citizen. (ps, i can really only afford to pay around 150 a month, maybe 200 if a budget tight)
I had to take that last year off school off, ive been out for about a year and a half. I work fulltime, and im not in school although I would really like to start going back part time. however, how could i ever afford to pay for school, if i cant even afford my loans! ahhhhhhhhhhhhh so stressed out