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Why does my lender want me to refinance my student loan?
Oct 11th
I keep receiving mail from my lender telling me to refinance before July 1, when the rate on my current, adjustable rate student loan will increase. I understand how this benefits me, but what does my lender get out of the deal? Why are they advertising this? Do they expect rates to drop enough over the course of the loan that I would be better off sticking with the adjustable rate?
how would car payments work if i finance via a bank and make a huge payment on the loan after i take it out?
May 28th
so i plan to take a 20k loan out to buy a car, then i plan to sell my current car private party for say 10k and apply that to the 20k loan.
if my loan for 26 months was ~600 before i made the 10k payment, will it still be ~600 afterwards or does the bank adjust the amount now that the overall loan amount is reduced by 50%?
Best bank account to open for my student loan payments?
Mar 26th
I plan on depositing work study checks, any additional cash, etc into a separate account from ym checking to start putting a dent in my student loans before theyre due-
-should I stick with my current bank- chase and open an online checking account or savings account?
-move to another bank?
Where is the best place to refinance a car loan?
Nov 7th
My current loan is through Toyota Financial. Should I go to them? Or do banks have cheaper rates? And I have seen a lot of .coms that offer car refinancing, is that safe? If anyone has any advice I would appreciate it.
I want to refinance my car loan but my credit is worse than when I bought it? Bad idea?
Jul 6th
I have no idea how refinancing works. I want to refinance my car loan hoping to make my monthly payments smaller. It’s over 1/2 paid off now. Will it hurt me if my credit is worse? How does that work. I am current on my payments.
If I’m current on my mortgage but am ready to default on my home equity loan,what will happen to my home?
Feb 15th
I currently owe 60000.00 on my original mortgage loan and 25000.00 on my home equity loan the 2 are from different financial institutions.My home was used of course as collateral for the equity loan,what happens to my house if im current on the mortgage but maybe defaulting soon on the equity loan???