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0 balance in my credit file for a student loan. Do I have to wait seven years or request now to be remove?
Oct 24th
I want to have information about my student loan that is 0 balance remove from my credit report. Can I request credit bureau to close and remove information now or wait seven years?
How do I remove a late student loan payment from my credit report?
Sep 23rd
Hi experts.
Unfortunately I just found out that I had a very small obscure student loan that went into repayment last month and I missed the bill. I switched addresses and somehow forgot to have them forward that loan to my new address 
So I checked my credit report and it’s there reported as an adverse account and it says TransUnion says it will not be taken off until 06/2014.
However it seems like I’ve heard of other people getting these things removed from their report after they pay the amount overdue. Is this something I’m just imagining or can I really pay the amount due and then have the error removed from my credit report?
Thanks so much for your help
Student loans not in repayment or in deferral included in a mortgage loan application as an expense?
Jun 21st
Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?
I am married but not on the Mortgage loan w/ my spouse can my credit be affected, in foreclosure?
May 13th
I am married bu i am not on the mortgage loan, it does not show up on my credit report and when the payment stub comes in the mail it is only addressed to my spouse. If we foreclose can this affect my credit? Or will only my spouse’s credit be affected?
I did sign the loan papers but then the loan was sold and my name does not appear on the new loan bill and it the loan debt only shows up in my spouse’s credit and not mine.
I did sign the loan papers but then the loan was sold and my name does not appear on the new loan bill and it the loan debt only shows up in my spouse’s credit and not mine.
I was four days late on my sallie mae student loan payment, will this go on my credit report?
Feb 17th
I have never been even a day late on a single payment, and I really don’t want this to go on my credit report. My payment is due the same time every month, and I was in the middle of moving and just completely forgot about it. When I logged online to pay it didn’t even charge me a late fee. Should I have paid more?
I’m looking for a legitimate online lender for an unsecured personal loan. Please, share your success with me!
Jan 9th
I’m looking for an unsecured personal loan for $25,000 – $35,000. I’m interested in 5 – 10 year repayment term with an interest rate of no more than 12%, preferablly under 8%. I would like to obtain this loan within the next month.
I have a minimal amount of credit card debt of less than $1,000. I have a pretty good Fico Score of about 650 (& rising) through Transunion (the last time I checked all 3 bureaus this was the lowest.).
I’m interested in any helpful suggestions. Please, let me know if there is somewhere you recently received an unsecure loan from and what the range of terms are. Or if you know somewhere specific online that is currently granting these types of loans.
I don’t want to lower my credit score with a bunch of unnecessary inquires on my credit report. However, I’m serious about this and want to receive a loan from a reputable company.
Thanks in Advance. Have a good day!
When does a new car loan appear on your credit report? After making the first payment?
Dec 1st
I drove a car off the lot, but never finalized the loan with the 30 day warranty period. I returned the car back to the dealership. Will pulling the car off the lot be reported to my credit history or will it not show anything at all because I had not even made my first payment?
How to remove someone off of a mortgage loan?
Nov 8th
How do you release someone from financial liablity from a mortgage, if two people are on the loan?
How doe you release someone from financial responsiblity and remove the loan off the other party’s credit report.
How doe you release someone from financial responsiblity and remove the loan off the other party’s credit report.
Where can I get a good low interest personal loan(unsecured) for debt consolidation?
Nov 8th
I need to pay off like 5 credit cards,and 2 personal loans. I am just trying to put it all together and lower my monthly payment. Please help me with this.I have pretty good credit i guess but alot of inquiries because 2 car dealerships shotgunned my credit report around.
Please no more scammers trting to give me a loan. Just wanted to know some legit loan company’s that would work with someone
Please no more scammers trting to give me a loan. Just wanted to know some legit loan company’s that would work with someone
0 balance in my credit file for a student loan. Do I have to wait seven years or request now to be remove?
Jun 27th
I want to have information about my student loan that is 0 balance remove from my credit report. Can I request credit bureau to close and remove information now or wait seven years?