I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so far have done good. But those student loans are looming in the background.
Posted by Admin in Car Loans
I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a car loan with a low interest rate. Currently I have been approved for a rate of 7.25% is there any lower? Please help. Thank You
Posted by Admin in Car Loans
I am looking to apply for a car loan through a bank, but I have a foreclosure on my credit history, everything else is fine, car note three credit cards, student loans, blah blah… Anyway, I asked my grandpa to cosign for me and he said ok, but he is on social security… I will be paying for the car, I have a good job with salary and all… The question is, should i put my grandpa as the primary borrower and put myself as the coborrower, or vice versa?
We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our credit scores right now are excellent. Need professional advice.
I make around 40k. My credit score is around 700. I have a car loan 203, student loans 152. I have credit cards but do not owe anything on them. My boyfriend makes around 20k. His credit score is probably somewhere between 600-700. He has a car loan 305, credit cards he owes about 3200. Not sure on the monthly credit card payments for him. Is it possibly to get a home loan between the two of us?
Below is my situation
I have a low credit score 500 (never declared bankruptcy, Never had a loan go in to default or had a debt written off). I’m just young have very litle credit history except for credit cards.
I have enough for a down payment 10%.
The morgate will only be 15%-20% of my take home income.
Do you think I will be able to get a loan?
What is the best website to apply for a personal loan? I am looking for a loan of around $3,000 to pay off some credit cards. Thanks.
I am a medical resident with one year to graduate. I have no student loans and no credit cards. My only loan is a car loan with one payment left and I had never missed a payment. I am trying to get a three thousand personal loan and just can’t! I need it badly for med lisence and I am frustrated and I’m starting to feel helpless and depressed. Could you please help me?
I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.
I’m looking to consolidate my credit cards with a unsecured personal loan but would like a fixed rate I could afford. Are credit unions my best choice?
Is there a web site where I could compare institutions?