Can I receive a private education loan with a 627 credit score?

education loan
Unfortunately I have no cosigners to help me and I really need the money for school.
And please do not post any of those pre fabricated. I’m a business owner and my company can help you loans. I don’t have time for that crap, it’s annoying and I will not entertain it. I need straight up legitimate answers not something I can google and find the same response verbatim on other questions asked with the same topic.

Are student loan payments cancelled in the event of death or do they become the responsibility of the cosigner

student loan payment
I don’t want to sound morbid, but crap happens. If a student dies before the completion of his education, will the co-signer be responsible for repayment?