Pay-Slice.Info | It's Loans Blog
Blog About Loans
What’s the best way to pay off my car loan?
Mar 3rd
My income will be doubling soon, and it seems that I can easily afford to double my car loan payments (maybe not every month.) what’s the best way to do it that will positively affect my credit rating?
2 $400 payments per month
1 $800 payment per month
What happens if I total my car and have not made any payments yet on the loan?
Sep 3rd
My brand new car was totaled by someone who ran a red light. It is two weeks old, and my first payment on the car loan isn’t until June. What happens with the loan?
Will my first time home buyer tax credit be used wisely if I pay off my car loan, and free up debt?
Jun 22nd
I owe 12k on my vehicle, and I plan to pay it off. I do plan to be frugal with my money after having no car payments.
Is this making good use?
12K left on loan, 5.1% interest rate.
how would car payments work if i finance via a bank and make a huge payment on the loan after i take it out?
May 28th
so i plan to take a 20k loan out to buy a car, then i plan to sell my current car private party for say 10k and apply that to the 20k loan.
if my loan for 26 months was ~600 before i made the 10k payment, will it still be ~600 afterwards or does the bank adjust the amount now that the overall loan amount is reduced by 50%?
What should I do about a car loan I can’t pay?
Apr 19th
I cannot afford my monthly car loan payments anymore. Due to lifestyle changes, as of right now I owe a past-due amount (2 months behind.) What can I do to get out of this loan what would defaulting do? What are my options I have poor credit already.
I tried negoitating with the creditors to work something out but they don’t want to budge.
What should I do?
What’s the name of a site where I can find someone to take over my car loan?
Jan 19th
I remember reading about a year ago about a site where you can post your car loan and others can take it over legally. Since then, I have purchased a car, because I am less than a year from graduating college. However, I’ve since decided that I would come back for more school [crazy, I know], and that the car payments would definitely obstruct this plan. Is anyone familiar with the said site?
Is the principle and interest taken out of each bi-weekly loan payment?
Oct 16th
I pay a car loan with bi-weekly payments of $225.00. How much would go to principal and interest the first part of the month and how much would would be applied at the end of the month. Does both payments have the principal and interest taken out twice within the month to make the cost of the loan cost less?
Can I ad a personal loan from a friend to my credit report?
Sep 28th
I have a bet going on with a friend about this.
Can a personal loan from another person (not a bank or lender) be added to a credit report to a credit report to boost a score or add a tradeline.
For example, you borrow $2,000 for a family member and you buy them back in a year, can that be added as a tradeline and what docs would you need?
I mean can this be added to a equifax, experian, or transunion credit report as a line of credit.
Ok, I got an answer saying only registered items can be added, how come people have added tradelines from places like car insurance, car payments from “your job is your credit places” that normally don’t report, so on.
My boyfriend and I brokeup and the car loan is in my name but registration is in his what do I do?
Jul 18th
I just bought a car and the loan is in my name but the registration is in my ex-boyfriend’s name. The title was supposed to be in both of our names but my ex got the title and put it in his name only. We had a verbal agreement that I would keep the car and he would take our other vehicle. He stole my car in the middle of the night and left me with the old car. Will I have to take him to court? I stopped payment on the car but he will ruin my credit because he’s not making the car payments. I want to get my name off of the loan. Please help!
My boyfriend and I brokeup and the car loan is in my name but registration is in his what do I do?
Jun 7th
I just bought a car and the loan is in my name but the registration is in my ex-boyfriend’s name. The title was supposed to be in both of our names but my ex got the title and put it in his name only. We had a verbal agreement that I would keep the car and he would take our other vehicle. He stole my car in the middle of the night and left me with the old car. Will I have to take him to court? I stopped payment on the car but he will ruin my credit because he’s not making the car payments. I want to get my name off of the loan. Please help!