What will happen if my credit score drops and I have a car loan?

car loan
I have one credit card that I charged up extremely high, and have since closed the account and I am working to pay it pack. However, I also currently I have an auto loan that I am getting stressed out about because I’m worried that if they check my credit score, they will want me to pay the entire loan now. What can they do if they check the score? (The payments on the car are up to date.) What can I do?

What will happen if my credit score drops and I have a car loan?

car loan
I have one credit card that I charged up extremely high, and have since closed the account and I am working to pay it pack. However, I also currently I have an auto loan that I am getting stressed out about because I’m worried that if they check my credit score, they will want me to pay the entire loan now. What can they do if they check the score? (The payments on the car are up to date.) What can I do?

How easy would it be for me to get an inexpensive home loan?

Home loan
I am looking to buy a 40,000- 50,000 condominium and was wondering if a home loan so inexpensive will be hard to get.

My credit score is 710, I am self-employed and make 50,000 year. My only debt is a 35,000 car loan with 32,000 left on the balance with 6 years left to go.

My problems are that I’ve only been self-employed for a couple months, and the auto loan is just as new.

Is it illegal to take out a small loan for a down payment on a car that will be financed from a diff. bank?

car loan payment
I will be getting an auto loan from one bank to cover the cost of a car, a 2006 Chevrolet Cobalt SS, but the person who was supposed to make my down payment for me backed out. Would it be illegal or represented as fraud if a small loan of $1000 or $2000 was taken out to cover a down payment on a car, but paid back in 2 months? If so what would an option be for obtaining money for a down payment?