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Is it possible to get a $14,000 personal loan if i put my vehicle as collateral?
I want to put my vehicle and credit card bills together which come up to $14,000 and I want to request a personal loan from my bank. If my vehicle has a blue book value of $14,000 and my credit is good will requesting a personal loan of this amount to consolidate be possible?
I spend all my money trying to pay off loans and pay my bills so I’m trying to be able to start saving money. Thanks for the help.
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This entry was posted on August 24, 2009, 11:13 am and is filed under Personal Loans. You can follow any responses to this entry through RSS 2.0. You can leave a response, or trackback from your own site.
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Whats the best way to take over student loan payments from parents?
October 27, 2009 - 12:02 am
Posted in Student Loans | 4 Comments
When I attended college my student loans were put in my fathers name.
Now that I have graduated, I would like to take over the payments.
The loan company (Nelnet) won’t let us and say we have to either make payments to my parents or get a personal loan to cover it.
My husband and I are [...]
Need a personal loan with low credit score?
September 29, 2009 - 10:33 am
Posted in Personal Loans | No Comments
I just recently got engaged and I am looking into trying to get a personal loan to help pay for the wedding costs. The only problem is that I have a credit score of 566. Is there anywhere that will provide me with that type of loan with the credit that I currently [...]
How old do you have to be to get a personal loan?
September 3, 2009 - 9:15 am
Posted in Personal Loans | No Comments
I just wanted to know the age required to get a personal loan, or what ever its called when you get a loan for personal use, not a car, colledge, or house loan.
Related Post:How do I receive a personal loan?How to get a 3500 personal loan (Not Education loan)?Where can I get an International personal [...]
If I apply for a student loan or a personal loan, does that affect my financial aid?
August 29, 2009 - 1:58 am
Posted in Personal Loans | 2 Comments
I’m thinking about getting a loan for personal issues, but was wondering if that will affect my financial aid award amount? Do I need to tell financial aid or it isn’t necessary?
Related Post:Does anyone know where I can get a personal loan even with my bad credit?What is the best student car loan?What to do [...]
Where can I find an urgent personal/education loan?
August 26, 2009 - 9:48 am
Posted in Student Loans | 5 Comments
I have a balance of $3900 on my student account and the University has sent this to a collection company and will not let me register for my last (yes, very last) semester of school to finish my Bachelors degree until this is paid in full. I have bad credit and don’t know anyone [...]
Is there a personal loan offers without upfront fees?
August 1, 2009 - 12:16 pm
Posted in Personal Loans | 3 Comments
I am looking for a personal unsecured loan between 5,000 and 15,000 all i can find are loan companies that say for this amount for upfront fee we can give you a loan I have been wared that these are supposedly scams.
Related Post:Where can I get a high risk personal unsecured loan without a cosigner?Has [...]
Transferring a personal loan to another bank?
July 19, 2009 - 2:25 am
Posted in Personal Loans | 2 Comments
I have a personal loan with a 14,000 balance and a %15.00 percent interest rate. I have average to good credit. I would like to transfer that personal loan to another credit union or lender. What banks or credit unions offer lower interest rates (around 10%) on personal loans? What is [...]
Can you use a personal loan for a auto purchase?
July 15, 2009 - 7:49 am
Posted in Personal Loans | 4 Comments
Would be able to purchase a vehicle(Auction or dealer) with a personal loan from a bank?
Related Post:Whats the best way to take over student loan payments from parents?Need a personal loan with low credit score?How old do you have to be to get a personal loan?If I apply for a student loan or a personal [...]
I need a personal loan but I have almost bad credit. Any suggestions on who I should go to?
July 10, 2009 - 12:11 pm
Posted in Personal Loans | 8 Comments
I don’t want to end up paying double back. Is it even possible to get a personal loan with out paying double back?
Related Post:Has anyone gotten a personal unsecured loan from HFC bank?How can a person who has bad credit take out a personal loan to help consolidate debt?Whats the best way to take over [...]
I need an unsecured personal/business loan for $10,000 and I have great credit. Any suggestions?
July 1, 2009 - 11:35 pm
Posted in Personal Loans | 5 Comments
I need a low APR, and it would be best if it can be found online. I am very wary of sites though, since I have seen many scams.
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August 26, 2009 - 6:54 am
There is a lot of good info on this subject right here.
August 28, 2009 - 10:37 am
Yes. If you own the vehicle and it is worth at least that amount. I’ve done it before. It’s not a bad way to reduce your interest rates. Just pay it off quickly and don’t get upside down. I’ve had car loans were I only made minimum payments and then realized after a few years that I owed more than it was worth. I now pay as much as I can as fast as I can. I’m a year ahead on this loan.
Go to the local bank you have checking and savings with.
August 28, 2009 - 7:48 pm
No one lends what the car is worth.. You have book value and loan value…. Dont be fooled… Many variables play into it.. Milleage can b a killer.. best thing is NADA book… you get loan value & book value… Most car lots have it – as do finance companies…
August 29, 2009 - 9:26 pm
If your credit is good you should be able to get a personal loan without the car as collateral. But will that actually solve anything?
Why not learn budgeting strategies and techiniques that shows you how to quickly pay off the car and the cards without budget cuts or cutting back on your lifestyle so that you will not have to repeat the lesson.
September 1, 2009 - 7:43 pm
Yes, you probably can so that but then it won’t be a personal loan! A personal loan has no collateral. OK, I’m being picky with that answer but it’s true.
The bank will probably loan you the blue book loan value without much hassle. You don’t mention if that’s the value you quoted. If you’re quoting retail value then you may have trouble getting that much.
September 2, 2009 - 10:22 am
Sell the car.
September 4, 2009 - 12:00 pm
Try this website. My friend got a loan from there. Its like the ebay of loans.
Prosper.com
Check it out for real. I heard good things about them.
They dont need collateral