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How many points do you lose on you credit score after getting a mortgage loan?
I want to forecast what will happen to my credit score after I commit to a mortgage loan. Any input will help, thank you very much.
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- What are all mortgages loans for first time buyer? What is the current interest rate on mortgages loan?
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Tags: Credit Score, Mortgage Loan
This entry was posted on October 28, 2009, 2:42 pm and is filed under Home Loans. You can follow any responses to this entry through RSS 2.0. You can leave a response, or trackback from your own site.
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How will paying for a car loan on a repo car affect my credit score?
December 31, 2009 - 9:10 am
Posted in Student Loans | 4 Comments
My husband and I signed a $20,000 loan on a truck. The payments were behind and the car was in a wreck. The truck was repossessed and the loan company says we still owe $8000. The loan company offered a settlement of $2800 if we pay by the end of the month. Does this sound [...]
What credit bureau do loan officers or underwriters look at to calculate a 620 credit score for a FHA loan?
December 23, 2009 - 11:13 pm
Posted in Student Loans | No Comments
There is Experian, Equifax and Transunion I have different scores for each, but which one do loan officers and underwriters look at to approve you for an FHA insured loan? Do they look at the highest, lowest or average?
Related Post:How will paying for a car loan on a repo car affect my credit [...]
Is paying off defaulted loans that aren’t on my credit report going to help my credit score?
December 15, 2009 - 3:53 pm
Posted in Student Loans | 4 Comments
I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they’re paid off that they will appear as not in default on my credit.
Related Post:How will paying for a car loan [...]
What are all mortgages loans for first time buyer? What is the current interest rate on mortgages loan?
November 7, 2009 - 7:45 pm
Posted in Student Loans | 2 Comments
I am looking for some personal experience from the first time buyer.
Where is the best place to get mortgages loan?
Is there a federal mortgage loan?
I am looking to buy in the next few months and I need some one to guide me on loan and everything about home buying for the first time.
Related Post:How many [...]
Can you use a mortgage loan to fix up a house?
October 15, 2009 - 11:25 am
Posted in Home Loans | 4 Comments
If I got a mortgage loan for a $25000 house, could I have the loan be for $35000-40000 to fix up/repair the house or does the money only work towards buying the house?
Related Post:What are the ins and outs of getting a construction loan to build a home?What are all mortgages loans for first time [...]
How does applying for a Home Loan Affect your credit score?
October 4, 2009 - 5:49 pm
Posted in Home Loans | 6 Comments
I want to apply for Home Loan and see how much we qualify for. My question is that if we do not like the number and want to wait how will it affect our credit score if we decide to wait and save for a bigger down payment. I want to avail the [...]
Need a personal loan with low credit score?
September 29, 2009 - 10:33 am
Posted in Personal Loans | No Comments
I just recently got engaged and I am looking into trying to get a personal loan to help pay for the wedding costs. The only problem is that I have a credit score of 566. Is there anywhere that will provide me with that type of loan with the credit that I currently [...]
Where can I get a loan for a home when I have filed bankruptsy?
September 22, 2009 - 9:16 am
Posted in Home Loans | 4 Comments
I need to get a home loan but I went through a divorce and filed bankruptsy. I make good money so I can pay a mortgage. Im in an apartment now and pay my bills fine. and my credit has been good before and after bankruptsy. Except for about 6 months before I filed. Ive [...]
Will paying off my car loan all at once improve my credit score?
September 13, 2009 - 3:44 pm
Posted in Car Loans | 3 Comments
My house was foreclosed on a year ago. I can get approved for a car loan but will it be better for my credit to pay the car off all at once the next month after getting the car. Or to pay it off in 4 increments?
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What does underwriting mean for the mortgage loan?
July 27, 2009 - 12:56 am
Posted in Home Loans | 1 Comment
My mortgage loan has been approved, but I have to wait for an underwriting at this point. Can you explain what does it mean?
Related Post:What are all mortgages loans for first time buyer? What is the current interest rate on mortgages loan?How many points do you lose on you credit score after getting a mortgage [...]
October 28, 2009 - 11:11 pm
You shouldn’t lose any as long as you make your payments on time.
October 31, 2009 - 11:41 pm
Typically your score will only temporarily drop..often times significantly as much as 50 points, sometimes even more..but after about 4 months..your score will BEGIN to recover…and after 12 months your score (assuming you pay the mortgage on time) will actually increase significantly from where it was “pre-mortgage”…