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How do I get a home loan approval?
I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can get loans easy, but every realtor I have tried to get a home loan through says no. Is there some lending agency that can help me?
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This entry was posted on September 4, 2009, 2:34 am and is filed under Home Loans. You can follow any responses to this entry through RSS 2.0. You can leave a response, or trackback from your own site.
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Where is the best place to get a car loan for about 5k?
February 10, 2010 - 5:15 pm
Posted in Car Loans | 5 Comments
I’m 22 and have no credit (credit cards, previous loans, etc.) but I’m trying to purchase a car from a dealer at a total cost of about $6,500. Is it better to get a personal loan to pay the car off, or have the dealer finance me? What are the best options for a [...]
loans?
November 13, 2009 - 5:54 am
Posted in Student Loans | 3 Comments
I got someone to cosign for my autoloan but will they be able to if they have a few loans already taken out?
Related Post:Where is the best place to get a car loan for about 5k?LOANS ?How do I get a home loan approval?Can a student loan payment be used to Boost my Credit?I need [...]
LOANS ?
October 19, 2009 - 12:03 pm
Posted in Student Loans | 1 Comment
If I got a 500 thousand dollar loan with 8.9% interest how much would my monthly payment be?
Related Post:Where is the best place to get a car loan for about 5k?loans?How do I get a home loan approval?Can a student loan payment be used to Boost my Credit?I need to take a personal loan out [...]
How do I secure an education loan for my child, though I have bad credit. I have already been denied twice?
September 13, 2009 - 6:30 pm
Posted in Student Loans | 4 Comments
I am in open bankruptcy.
Related Post:Does anyone know any good unsecured private loan lenders? I need it for an education loan?Has anyone ever been asked about their education when applying for a loan?How do I get a home loan approval?can you get a home loan in VA without showing any income? i have good credit [...]
can you get a home loan in VA without showing any income? i have good credit and only a car loan what can i do
August 17, 2009 - 7:14 am
Posted in Car Loans | 3 Comments
i work for a family run business and get paid under the table. i make enough money to pay for the property i want but i dont know that i can get a loan. i know i can get a statement from work saying i make such and such but will that work? [...]
Where can I get approved for a car loan?
July 24, 2009 - 1:45 pm
Posted in Car Loans | 7 Comments
I DO NOT have really bad credit. My credit score is 680. I have a monthly income of $2700. I applied for a car loan today and got denied because of something that is on there from five years ago. Where can I get a car loan that I can get [...]
I need a personal loan but I have almost bad credit. Any suggestions on who I should go to?
July 10, 2009 - 12:11 pm
Posted in Personal Loans | 8 Comments
I don’t want to end up paying double back. Is it even possible to get a personal loan with out paying double back?
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where can I find a loan and not a pay day advance to borrow as a personal loan?
June 16, 2009 - 12:46 pm
Posted in Personal Loans | 3 Comments
I need a personal loan and I have bad/poor credit and I have tried many financial businesses where I have been denied. I currently have the means to pay back all funds. I only need a lender who will take a chance with me.
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Can a student loan payment be used to Boost my Credit?
June 3, 2009 - 7:15 pm
Posted in Student Loans | 1 Comment
How can I use my student loan payments to boost my credit score?
If I don’t have the money yet to pay back the loans, and can only pay the interest off immediately, how should I do this to boost my credit?
I’m still going to school.
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I need to take a personal loan out for living expenses while in graduate school – how do I do it?
May 10, 2009 - 6:50 am
Posted in Personal Loans | 10 Comments
I am moving out west for graduate school, which is being covered by other loans and scholarships, but I have absolutely no money. Thus I need to take out a personal loan, probably around two or three thousand dollars, enough money to help pay for initial food and rent before I get my first paychecks [...]
September 5, 2009 - 11:06 pm
Try the FHA
September 8, 2009 - 5:33 am
Anything over 7 years old should fall off your credit.. you may have to wait. pull your credit report from AnnualCreditReport.com for free. request anything over 7 years be removed.. you prob will not qualify for zero down. put some money down to increase your chances
September 10, 2009 - 4:25 pm
Your credit will be cleared after 7 years has passed. I know people say it wont but my husband and I had large debts on our credit from back when we didnt have insurance and we had terrible credit and after seven yrs both of our credit reports were wiped clean and we got a fresh start. We were turned down too when we had bad credit. Whatever you do DONT use a non reputable lender just because they will approve you, you will be sorry in the end. Just wait another yr or two until your credit is clean and in the meantime dont accrue anymore credit card debt. When our credit was clean we got approved for a first time buyer loan with absolutely no money down with an apr. of 6.4 percent. Just be patient and it will happen!
September 11, 2009 - 8:58 am
Not at the present time. Since the recent wave of foreclosures struck, lenders have considerably tightened their requirements to be approved for a mortgage, especially one with 100% LTV.
However, you should be inquiring of a mortgage broker and not a realtor for assistance in checking out available financing. There may be specific programs for which you may qualify.
September 14, 2009 - 8:37 pm
As long as your credit is above 500 it is possible. The subprime lending industry has fallen apart, but the FHA has a program that will finance first time homebuyers up to 100. I have done 3 loans for people in the past two months with bad credit through them.
September 17, 2009 - 1:24 pm
Your best bet is to talk to a mortgage broker who also specializes in credit repair. Contact me if you like I can help.
September 18, 2009 - 8:45 am
There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad creditBad credit hasn’t stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives.