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How many points do you lose on you credit score after getting a mortgage loan?
Oct 28th
I want to forecast what will happen to my credit score after I commit to a mortgage loan. Any input will help, thank you very much.
Can you use a mortgage loan to fix up a house?
Oct 15th
If I got a mortgage loan for a $25000 house, could I have the loan be for $35000-40000 to fix up/repair the house or does the money only work towards buying the house?
what is the risk borrowing home loan from a small and new bank?
Oct 6th
I am having a traditional loan application with a big bank. I just found a small bank in Florida, founded in 2004, is offering better rate and cost compared to those big famous banks. The small bank is member of FDIC. Somebody told me small bank may not follow federal regulations. How do I tell if a bank is a qualified home loan lender that follows all lending regulations? What is the risk borrowing home loan from a small bank?
How does applying for a Home Loan Affect your credit score?
Oct 4th
I want to apply for Home Loan and see how much we qualify for. My question is that if we do not like the number and want to wait how will it affect our credit score if we decide to wait and save for a bigger down payment. I want to avail the $8000.00 tax credit. Does anybody know if it is an ongoing thing or it is only for the year 2009.
What factors do lenders consider when applying for a home loan?
Oct 2nd
My boyfriend and I are applying for a home loan. The loan officer wants to use both of our credit and financial info for the application. I have both the better credit and longer employment history, but need my boyfriend’s additional income to qualify for the amount we need to purchase a home. Will his less than established credit hurt us, or will it not matter?
What interest rate can I expect on a mortgage loan with my credit scores?
Sep 27th
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654…I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan with the bank. I want a fixed rate, 100% financing, 30 yr loan for $160,000. My income and debt ratios are good. I am closing on the Aug 6th. I have already had the house appraised at $162K, I am paying over $5K in closing costs, and the house has been inspected. This is my first home purchase, is there anything I am missing?
Today I have 564 588 654…I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan with the bank. I want a fixed rate, 100% financing, 30 yr loan for $160,000. My income and debt ratios are good. I am closing on the Aug 6th. I have already had the house appraised at $162K, I am paying over $5K in closing costs, and the house has been inspected. This is my first home purchase, is there anything I am missing?
Which bank is providing home loan on lowest rate of interest?
Sep 22nd
I am planning to take loan of 23 lacs for a flat. The flats would be built and sold by a company. The company has collaboration with some of Indian banks like LIC housing finance, Axis, etc. Please advice me which bank is providing lowest rate of interest on home loans and which is the right bank in this way forward.
Where can I get a loan for a home when I have filed bankruptsy?
Sep 22nd
I need to get a home loan but I went through a divorce and filed bankruptsy. I make good money so I can pay a mortgage. Im in an apartment now and pay my bills fine. and my credit has been good before and after bankruptsy. Except for about 6 months before I filed. Ive tried to get a loan for a home and have been turned down because of my credit score caused by bankruptsy.
What happens when your home loan switches to the adjustable rate?
Sep 4th
My home loan goes into an adjustable rate in June of next year. I am wondering what to expect. I currently have a so-so rate… with interest rates dropping or staying the same, what will my adjustable rate do if the market stays like it is now?
How do I get a home loan approval?
Sep 4th
I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can get loans easy, but every realtor I have tried to get a home loan through says no. Is there some lending agency that can help me?